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Start Here: About Don't Need Much Money

Don't Need Much Money is exactly what it sounds like: a site about needing less, so you have more. More time. More freedom. More room to actually live. The idea is simple. The less money you need to survive, the more time you have to thrive. Lower your living costs, live a healthy lifestyle focused on longevity and mobility, stay out of debt, and build a little savings, and you buy yourself something far more valuable than money: time. Time to do what you actually love, spend with people you care about, and put toward things that matter. This site is my own real life running that experiment. Most of what you'll find here are recipes and day-to-day habits. They aren't filler posts, it's intentional. Cooking from scratch, buying smart, wasting less, eating well, and staying healhty, fit, and limber all without spending much are some of the most direct ways I practice this philosophy day to day. This blog doubles as my own recipe box and exercise notes, and I share it b...
Recent posts

The First 1,000 Calories

Here's a question worth asking yourself: how many decisions do you make about food before lunch even starts? What to eat, whether you have the ingredients, whether to cook it, whether it's "healthy enough." For most people that's two separate negotiations with themselves before noon. I got rid of all of it. Breakfast and lunch, roughly the first 1000 calories of my day, are not a decision anymore. They're a rotation. I set it up once, and now I just follow it. The system Every day I eat three things, and only three things: a smoothie , a jar of soaked oats , and a handful of nuts. No stove, no oven, no dishes beyond a blender and a mason jar. The base of each one stays the same every single day: Smoothie: frozen banana, fresh spinach, a splash of apple cider vinegar, blended with a rotating fruit Soaked oats: a cup of oats in a mason jar with a rotating mix-in Nuts: a rotating handful, straight up What rotates is just the flavor, on a seven ...

Fiber Over Protein

Every single time I tell someone what I actually eat, I get the same question: "But what do you do for protein?" It's such a reflex at this point that I can usually see it coming before they even ask. And every time, they're a little shocked when I tell them the truth: beans, whole grains, and nuts have plenty of protein. More than that, they come with something meat and dairy don't, which is fiber. And fiber, not protein, is the thing I think most people should actually be paying attention to. Somewhere along the way, "eat more protein" became one of those pieces of conventional wisdom nobody questions. The problem is that chasing protein numbers tends to push people toward meat and dairy, and there's a growing body of research suggesting those foods, especially in the quantities a high-protein diet requires, aren't doing our gut bacteria or our inflammation levels any favors. Meanwhile the foods that get waved off as "just carbs,"...

Fermented Carrots

Sauerkraut has been a go-to staple for me for years now, but I have a hint of hesitation making each week because of the process of preparing the cabbage. It's messy to prep ,and I haven't been able to perfect the texture and slice size. It's good but not amazing. And cabbage is pricey given all the waste involved in prepping it. After seeing a great price for whole carrots in bulk, it dawned on me that I could use carrots instead of cabbage for fermenting. I've figured out how to make the prep so easy with a food processor. I cut the carrots to the length of my food processor shoot so they lay on the shredder blade horizontally. Then when the blade spins and cuts, it cuts perfect matchstick size strips for fermenting. The other prep benefit is that any leftover carrots can be eaten raw or shredded and frozen which can't be done with cabbage. Once I have shredded carrots, I follow the same routine as my cabbage recipe to pack the jar, fill it with salt and water, an...

Vegan Tortilla Soup with Two Ways to Thicken

I love tortilla soup but have never been able to nail the right flavor and consistency as a great restaurant version. After hunting for the secret online, I discovered that broth and spices weren't enough. It needs a flavorful thickener too. It turns out the secret is corn tortillas (hence the name tortilla soup). I had always thought the name was because it was served with tortilla chips and other Mexican toppings, but it's because it actually has corn tortillas in the soup. They add so much flavor along with a thick texture. It's exactly what my prior versions were missing.  Before stumbling on this secret, I had experimented with pumpkin puree as a thickener, and it too worked amazingly well. It was my own go-to version until learning about the corn tortilla trick. Now I alternate between the two because they are both so delicious in slightly different ways. The corn tortilla version has more of the tradional flavor and is a bit heavier and more filling. The pumpkin vers...

Taco Seasoning Packet Copycat

I use taco seasoning mostly for seasoning beans and soups since I eat mostly vegan. I would alternate between using the store bought packet version versus my own blend of spices from the cupboard, and I always preferred the taco seasoning packet. On occasion, I would also do a test using ground beef or ground turkey to make taco meat, and the winner was hands down the store bought packet version. Just using spices never resulted in that glossy, thick texture on the meat that the store packets get. Turns out the secret isn't the spice blend at all, it's cornstarch and a touch of flour. I turned to AI to see if it could help unlock the secret combination of ingredients, and boy was it successful. I now have a perfect scratch-made blend of seasoning where I can control the heat and salt levels. The Spice & Seasoning Blend 1 tbsp chili powder 1 ½ tsp ground cumin 1 tsp onion powder ½ tsp garlic powder ½ tsp paprika ½ tsp dried oregano ¼ tsp cayenne or black pepper, depen...

Rosemary and Sage Brown Lentils

Brown lentils are one of the legumes I like to always have on hand, and I wanted to try a new flavor combination with them. I had the idea of rosemary and sage from my Thanksfiving stuffing recipe. I used the flavors of a mirepoix (onion, celery, and carrot) plus the seasonings of garlic, rosemary, sage, and black pepper to round out the flavors. This turned out so delicious, and I now have another amazing bean dish in my repertoire.  I also like to add frozen greens to this recipe (either spinach or kale or both) to enchance the nutritional value. It's a great dish to sneak in some greens, but it can also be made without them. Ingredients 2 tbsp olive oil 3/4 cup diced onion 1/2 cup diced celery 1/2 cup diced or shredded carrot (I prefer shredded because it cooks faster) 1/2 cup frozen greens (optional)  1/2 tsp garlic powder 1/2 tsp dried rosemary  1/2 tsp dried sage  1/4 tsp black pepper 1 cup dried brown lentils washed and drained 2.5 cups vegetable or chick...

Sausage and White Bean Soup

  This is one of my go-to soups for a comforting and delicious dinner. It contains so many healthy and flavorful ingredients that it can be a meal all by itself.  Ingredients 6-8oz mild Italian sausage (casings removed) or vegan Tofurkey Italian sausage 1 tbsp olive oil 1 cup diced white or yellow onion 4 minced garlic cloves or 1 tsp garlic powder 2 cups diced vegetables (any combo of zucchini, cauliflower, kale, spinach, Brussel sprouts, potatoes) 1 14oz can drained white beans (navy or cannellini) - 1.5 cups or 8oz 3 cups water or chicken broth 1 tsp salt (less if using broth with sodium) 1/4 tsp pepper 1 tsp dried thyme or 1 tbsp fresh chopped thyme 1 tbsp lemon juice 1 tbsp red wine vinegar Directions Add the olive oil to a soup pot and heat over medium heat. Add the onion and let sweat for 2-3 minutes until they begin to soften. Add the sausage and cook all the way through. If using vegan sausage you can jump right to the next step after adding. Add the garlic and remain...

Vegan Ceviche Recipe

Ceviche has to be one of my favorite all-time dishes. It combines two of my favorite foods: chips and salsa and delicious fish. However, I haven't yet trusted myself to make the dish at home perhaps because it involves raw fish. I'd rather enjoy it somewhere where I know the fish is fresh and cleaned right. So at home, my go-to is to make a vegan version that swaps garbanzo and cauliflower for the fish. It's a pretty great substitute and means I don't have to worry about food poisoning from raw fish. Plus it may even be healthier than the fish version which of course gives me an excuse to eat even more of it. Give this recipe a try. It's surprisingly easy to make and requires no cooking at all. Ingredients 1 cup thawed frozen cauliflower cut into 1/4-1/2 inch chunks (see directions below if you want to use fresh cauliflower) 1 cup drained cooked chickpeas 1/2 cup diced red onion 1/2 cup sauerkraut (optional) 1 can Rotel canned tomatoes with liquid (I prefer mild) 2 ...

Fried Rice in a Pot

I used to think I needed to save some leftover rice to make fried rice, and that it involved getting out a wok or large skillet and doing all this saute work to develop the flavors. But I've figured out a hack that is 90% as good and WAY faster. The pure method is still the best, but this is what I turn to on weekend nights when I want all the fried rice yumminess without the prep headache. I also like to use brown rice since it has more nutrional value but you could use white rice too. The goal is about 3 cups cooked rice before adding all the other flavorings. Ingredients 1 cup brown rice ideally presoaked for 2-3 hours 1.5 cups flitered water if rice is presoaked, 1.75 cups if just rinsed 1/2 tsp salt during rice cooking 1 tbsp melted butter or cooking oil during rice cooking (optional) 1 tsp sesame oil 1 tsp seasoned rice vinegar 1-2 tsp soy sauce or tamari (optional) 1/2 tsp garlic powder 1/2 cup thawed frozen peas 1/2 cup shredded carrots 2 scrambled eggs (optional)  1/4 tsp ...

Designing the Ultimate National Healthcare System - A Transformational Societal Use Case of AI

The more I use Large Language Models (LLMs) like OpenAI's ChatGPT and Googel's Gemini, the more I find them to be incredibly helpful with exploring and synthensizing massive amounts of information that would take days, and in some cases years, to compile. What's amazing to me is that not only does it perform, compile, and summarize this research in seconds, but it can also analyze it all and make recommendations.  This led me to explore a transformational use case for LLMs: to explore certain societal systems across the globe, weigh the pros and cons of each country's system, and help create an optimal system using the best ideas from each country .   I decided to test this theory by exploring the global healthcare system, and as you'll witness below, the outcome is something astounding!  In this page is a summary of my query using Gemini. It's not the exact query because it took several prompts to craft the information and recommendations. For ease and flow of ...